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Privacy Policy
Respecting and protecting customer privacy has
been vital to our business. KPS Group
(MyMuzaffarpur) is committed to protecting your privacy and the
confidentiality of your personal and financial information. The
measures we take to keep your personal information private and
secure are outlined below. By explaining our Privacy Policy to you,
we trust that you will better understand how we keep our customer
information private and secure while using it to serve you
better.
How we Protect
Confidentiality
MyMuzaffarpur uses procedural, physical, and
electronic system safeguards to store and secure information about
you in compliance with federal standards. Our systems protect your
information from unauthorized access, alteration, and destruction.
Access is permitted only to those individuals within our
organization who need the information to perform their job
responsibilities. MyMuzaffarpur may enter into agreements with other
companies to provide services to us or to make products and services
available to you. Under these agreements, the companies may receive
information about you but they must safeguard this information and
they may not use it for any other purposes.
Persons
Covered by the Privacy Policy
We provide our Privacy
Policy to customers when they open a new account and annually after
that. If we change our Privacy Policy to permit us to share
additional information we have about you, as described below, or to
permit disclosures to additional types of parties, you will be
notified in advance and be given the opportunity to "opt out" of
such disclosure.
How we obtain Your
Information
In the normal course of business, MyMuzaffarpur
collects, retains, and uses information about you to serve your
financial needs, administer your account(s), and inform you of
products and services that may be of interest. MyMuzaffarpur receives
information about you from various sources, including information
from:
*Your requests or applications for MyMuzaffarpur
products or services, such as your name, assets, and
income.
*Your transactions with MyMuzaffarpur.
MyMuzaffarpur asks that you review your information regularly to ensure that it is correct.
Please contact your account representative if you need to correct or
update your personal information.
Sharing Information for Legal and Routine
Business Reasons
MyMuzaffarpur may disclose information we have
about you as permitted by law and when we believe in good faith that
disclosure is required. For example, we may share information with
regulatory authorities and law enforcement officials; provide
information to protect
against fraud and resolve customer
disputes; report account activity to credit bureaus; share
information with your consent and give account information to check
and statement printers and other service providers who work for us.
MyMuzaffarpur does not sell your personal information to anyone. The primary
reason for sharing information about you is to increase your
convenience in transacting business with us and to give you more
financial service choices.
Internet
Security
MyMuzaffarpur does not retrieve account or personal
information from visitors who browse the public areas of our Web
sites. Clients who have the ability to access their accounts online
are required to logon with their user name and individually selected
password. Your password is known solely to you, the client, and
should never be shared with anyone.
You may change your
password as often as you wish.
When you access your account
online, it is through a Secure Socket Layer-encrypted session
between your browser and our servers. To ensure the highest level of
security, we have installed VeriSign Global ServerIDs on each
server. We will continue to enhance security procedures, as new
technologies become available. Each time you access your account,
please do not forget to log off when you are finished. This will
prevent someone else from accessing your account if you leave your
computer and your session has not
automatically terminated.
Option to Opt Out and Change Notices
If
for any reason at any time in the future, we find it necessary to
disclose any of your personal information in a way that is
inconsistent with this policy, we will give you advance notice of
the proposed change and the opportunity to opt out of such
disclosure.
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